I paid out 25K SGD last week to clear my “debt”. Story was complicated, but I did not have to pay that “debt”. Legally, there was no obligation whatsoever Morally, I lost ~100K SGD (4x the debt) because I did not get paid for the work I delivered during Covid…

Here comes the snapshot of our Total Net-Worth for Oct 2023. Net-Worth increase from last month: +55K SGD, -0.16KG Gold This increment is the highest so far in this year, but it includes my salaries for Sept and Oct. The salary was not counted in Sept update. Further losses in stock market, not surprisingly. Gold prices increased a lot in the past month, again not surprisingly. And that wiped out my net-worth increment measured by Gold.

Here comes the snapshot of our Total Net-Worth for Sept 2023. Net-Worth increase from last month: -3K SGD, -0.31KG Gold First negative month in 2023. For some reason, my salary has not arrived. Other contributors are stock market and expenses.

My boss recommended the book to me because I needed to simplify better. But I found similarity of this book with my blog — fail to succeed with real personal experiences. I was never shy to share my failures with you in this blog — that is also part of why I do not disclose my identify in this blog. So if I ever become successful, you know there is nothing superior about me. I just failed more times and in more stupid ways.

Went through my financials again. It is nothing but Pain…and…Confusion!

Here comes the snapshot of our Total Net-Worth for Jul 2023. Net-Worth increase from last month: 17K SGD, +0.09KG Gold The increase was from improvement in stock market and our salaries. Lost a bit due to forex — SGD is strong! Gold increase negligible.

Time flies! We are half-way through 2023. Here is the snapshot of our Total Net-Worth for Jun 2023. Net-Worth increase from last month: 15K SGD, +0.72KG Gold Kept losing money in stock market — start losing patience with my shitty portfolio. Gold increase enlarged by price drop.

Dear Readers, I will be taking leave from work and visiting families in June. We are really excited because we have not been back for 8 years, partially due to Covid. I wont be posting during this time. I want to go completely free without any commitment and hopefully get the long-due reset. I wish all of you a great and fruitful June. I look forward to connecting with you in July. Thank you!

For centuries, women have faced disparities when it comes to financial empowerment and wealth accumulation. From earning less than their male counterparts to navigating career interruptions, the gender wealth gap has persisted. However, times are changing, and women are taking charge of their financial futures. Let’s explore the importance of…