Monthly Net-Worth Update — Jul 2022

First month of H2 2022 — I have to say that the feelings are mixed. Lets see what the next 5 months entail!

Here is the snapshot of our Total Net-Worth for Jul 2022.

Net-Worth increase from last month: 28K SGD, 1.84KG Gold

Again, the increase was mainly from predictable sources, e.g. salary, interest, CPF, dividend etc.

Again, my investment portfolio recovered a little bit, which also contributed to the Net-Worth increase.

As for Gold, this is the biggest monthly increase since I started tracking, mainly due to gold price drop though.

Investment: -15.1% annualized return, incl. dividend

Again, slight improvement, but barely noticeable.

More hard work is needed to make up the loss.



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